/* ===============================================================
   CREDIFEX — assets/css/style.css
   Estilos globales + Landing page
   =============================================================== */

/* ── Fuentes ──────────────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');

/* ── Variables ───────────────────────────────────────────────── */
:root {
  --c-teal:       #5EC6C8;
  --c-teal-dark:  #3fa8aa;
  --c-blue:       #2F5DAA;
  --c-blue-dark:  #1e3d74;
  --c-white:      #ffffff;
  --c-bg:         #f4f8ff;
  --c-text:       #1a2b4a;
  --c-muted:      #6b7fa3;
  --c-border:     #dde6f5;
  --c-success:    #28a745;
  --c-warning:    #e6a817;
  --c-danger:     #dc3545;

  --shadow-sm:    0 2px 8px rgba(47,93,170,.08);
  --shadow-md:    0 8px 32px rgba(47,93,170,.14);
  --shadow-lg:    0 20px 60px rgba(47,93,170,.18);

  --radius-sm:    8px;
  --radius-md:    16px;
  --radius-lg:    24px;
  --radius-pill:  999px;

  --transition:   .3s cubic-bezier(.4,0,.2,1);
  --font:         'Inter', system-ui, sans-serif;
}

/* ── Reset ───────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font);
  background: var(--c-white);
  color: var(--c-text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── Container ───────────────────────────────────────────────── */
.container {
  width: min(1200px, 92%);
  margin-inline: auto;
  padding-inline: 1rem;
}

/* ── Utilidades ─────────────────────────────────────────────── */
.text-center { text-align: center; }
.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); border: 0;
}

/* ── Tipografía ─────────────────────────────────────────────── */
.section-tag {
  display: inline-block;
  background: linear-gradient(135deg, var(--c-teal) 0%, var(--c-blue) 100%);
  color: #fff;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  padding: .35rem 1rem;
  border-radius: var(--radius-pill);
  margin-bottom: 1rem;
}

h1, h2, h3, h4 { font-weight: 800; line-height: 1.2; color: var(--c-text); }
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }

.gradient-text {
  background: linear-gradient(135deg, var(--c-teal) 0%, var(--c-blue) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ── Botones ─────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .85rem 2rem;
  border-radius: var(--radius-pill);
  font-weight: 700;
  font-size: 1rem;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--c-teal) 0%, var(--c-blue) 100%);
  color: #fff;
  box-shadow: 0 4px 20px rgba(94,198,200,.4);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(94,198,200,.5);
}

.btn-whatsapp {
  background: #25D366;
  color: #fff;
  box-shadow: 0 4px 20px rgba(37,211,102,.35);
  font-size: 1.05rem;
}
.btn-whatsapp:hover {
  background: #1ebe5d;
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(37,211,102,.45);
}

.btn-outline {
  border: 2px solid var(--c-teal);
  color: var(--c-teal);
  background: transparent;
}
.btn-outline:hover {
  background: var(--c-teal);
  color: #fff;
}

/* ── Navbar ──────────────────────────────────────────────────── */
#navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1rem 0;
  transition: background var(--transition), box-shadow var(--transition);
}
#navbar.scrolled {
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-sm);
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: .55rem;
  font-weight: 900;
  font-size: 1.5rem;
  color: var(--c-blue);
}
.logo span { color: var(--c-teal); }
.logo-icon {
  width: 36px; height: 36px;
  background: linear-gradient(135deg, var(--c-teal), var(--c-blue));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav-links a {
  font-weight: 600;
  font-size: .95rem;
  color: var(--c-text);
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--c-teal); }

.nav-cta { display: flex; align-items: center; gap: .75rem; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 6px;
  border-radius: 8px;
  transition: background var(--transition);
}
.hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--c-blue);
  border-radius: 2px;
  transition: all var(--transition);
}
.hamburger:hover { background: var(--c-bg); }

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }

  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: #fff;
    justify-content: center;
    align-items: center;
    gap: 2.5rem;
    font-size: 1.3rem;
    z-index: 999;
  }
}

/* ── Hero ─────────────────────────────────────────────────────── */
#hero {
  min-height: 100dvh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, #0b1a3b 0%, #1b3278 60%, #2c5fa8 100%);
  position: relative;
  overflow: hidden;
  padding: 7rem 0 5rem;
}

.hero-bg-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.hero-bg-shapes::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(94,198,200,.18) 0%, transparent 70%);
  top: -100px; right: -100px;
}
.hero-bg-shapes::after {
  content: '';
  position: absolute;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(94,198,200,.1) 0%, transparent 70%);
  bottom: -80px; left: -80px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.hero-content { color: #fff; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  background: rgba(94,198,200,.18);
  border: 1px solid rgba(94,198,200,.4);
  color: var(--c-teal);
  padding: .4rem 1.1rem;
  border-radius: var(--radius-pill);
  font-size: .82rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}

.hero-title {
  font-size: clamp(2.4rem, 5.5vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  color: #fff;
  margin-bottom: 1.25rem;
}
.hero-title .hl {
  background: linear-gradient(135deg, var(--c-teal), #8af0f2);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-subtitle {
  font-size: 1.15rem;
  color: rgba(255,255,255,.8);
  max-width: 480px;
  margin-bottom: 2.5rem;
  line-height: 1.7;
}

.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; }

.hero-trust {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: .4rem;
  color: rgba(255,255,255,.75);
  font-size: .85rem;
  font-weight: 500;
}
.trust-item svg { color: var(--c-teal); }

.hero-card-wrap {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  position: relative;
}

.hero-stats-card {
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius-lg);
  padding: 2rem;
  color: #fff;
}
.hero-stats-card h3 {
  font-size: 2.4rem;
  font-weight: 900;
  color: var(--c-teal);
  margin-bottom: .1rem;
}
.hero-stats-card p { color: rgba(255,255,255,.7); font-size: .95rem; }

.hero-mini-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.mini-card {
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  text-align: center;
  color: #fff;
  transition: background var(--transition);
}
.mini-card:hover { background: rgba(255,255,255,.14); }
.mini-card .icon {
  font-size: 1.8rem;
  margin-bottom: .4rem;
}
.mini-card p { font-size: .85rem; color: rgba(255,255,255,.75); font-weight: 500; }

@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-card-wrap { display: none; }
}

/* ── Sección Público Objetivo ─────────────────────────────────── */
#publico {
  padding: 6rem 0;
  background: var(--c-bg);
}

.section-header {
  max-width: 640px;
  margin-inline: auto;
  margin-bottom: 3.5rem;
}
.section-header p {
  color: var(--c-muted);
  font-size: 1.05rem;
  margin-top: .75rem;
}

.publico-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1.5rem;
}

.publico-card {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 2rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--c-border);
  transition: transform var(--transition), box-shadow var(--transition);
  cursor: default;
}
.publico-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.publico-card .icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
  display: block;
}
.publico-card h3 {
  font-size: 1rem;
  color: var(--c-blue);
  margin-bottom: .35rem;
}
.publico-card p {
  font-size: .83rem;
  color: var(--c-muted);
}

/* ── Sección Beneficios ───────────────────────────────────────── */
#beneficios {
  padding: 6rem 0;
  background: #fff;
}

.beneficios-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 2rem;
  margin-top: 3.5rem;
}

.beneficio-card {
  padding: 2.25rem 2rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--c-border);
  position: relative;
  overflow: hidden;
  transition: all var(--transition);
  background: #fff;
}
.beneficio-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px; height: 100%;
  background: linear-gradient(180deg, var(--c-teal), var(--c-blue));
}
.beneficio-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.beneficio-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--c-teal), var(--c-blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.25rem;
}
.beneficio-card h3 { margin-bottom: .5rem; font-size: 1.1rem; }
.beneficio-card p { color: var(--c-muted); font-size: .9rem; line-height: 1.6; }

/* ── Cómo funciona ────────────────────────────────────────────── */
#como-funciona {
  padding: 6rem 0;
  background: linear-gradient(135deg, #0b1a3b 0%, #1b3278 100%);
  color: #fff;
}
#como-funciona h2 { color: #fff; }
#como-funciona .section-header p { color: rgba(255,255,255,.7); }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  margin-top: 3.5rem;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 3rem; left: 8%; right: 8%;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--c-teal), transparent);
  pointer-events: none;
}

.step-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: rgba(255,255,255,.06);
  backdrop-filter: blur(8px);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,.12);
  transition: background var(--transition);
}
.step-card:hover { background: rgba(255,255,255,.12); }

.step-number {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--c-teal), var(--c-blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  font-weight: 900;
  color: #fff;
  margin: 0 auto 1.25rem;
  box-shadow: 0 4px 20px rgba(94,198,200,.4);
}
.step-icon { font-size: 1.6rem; margin-bottom: .75rem; }
.step-card h3 { color: #fff; font-size: 1rem; margin-bottom: .4rem; }
.step-card p { color: rgba(255,255,255,.65); font-size: .85rem; }

/* ── CTA Banner ───────────────────────────────────────────────── */
#cta {
  padding: 5rem 0;
  background: linear-gradient(135deg, var(--c-teal) 0%, var(--c-blue) 100%);
  text-align: center;
  color: #fff;
}
#cta h2 { color: #fff; font-size: clamp(1.8rem, 4vw, 2.8rem); margin-bottom: 1rem; }
#cta p { color: rgba(255,255,255,.85); font-size: 1.1rem; margin-bottom: 2rem; }

/* ── Formulario Solicitud ─────────────────────────────────────── */
#formulario {
  padding: 6rem 0;
  background: var(--c-bg);
}

.form-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.form-info h2 { margin-bottom: 1rem; }
.form-info p { color: var(--c-muted); font-size: 1rem; line-height: 1.7; margin-bottom: 1.5rem; }

.form-info-points {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.form-info-points li {
  display: flex;
  align-items: center;
  gap: .6rem;
  font-size: .9rem;
  font-weight: 500;
  color: var(--c-text);
}
.form-info-points li::before {
  content: '✓';
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--c-teal);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: .75rem;
  font-weight: 800;
  flex-shrink: 0;
}

.form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--c-border);
}

.form-card h3 {
  font-size: 1.3rem;
  margin-bottom: 1.75rem;
  color: var(--c-blue);
}

.form-grid { display: flex; flex-direction: column; gap: 1.25rem; }

.form-group { display: flex; flex-direction: column; gap: .4rem; }
.form-group label {
  font-size: .85rem;
  font-weight: 600;
  color: var(--c-blue);
}
.form-group input, .form-group select {
  padding: .8rem 1.1rem;
  border: 1.5px solid var(--c-border);
  border-radius: var(--radius-sm);
  font-family: var(--font);
  font-size: .95rem;
  color: var(--c-text);
  background: var(--c-bg);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input:focus, .form-group select:focus {
  border-color: var(--c-teal);
  box-shadow: 0 0 0 3px rgba(94,198,200,.18);
  background: #fff;
}

.form-check {
  display: flex;
  align-items: flex-start;
  gap: .6rem;
  font-size: .82rem;
  color: var(--c-muted);
}
.form-check a { color: var(--c-teal); font-weight: 600; }
.form-check input[type="checkbox"] { margin-top: 3px; flex-shrink: 0; }

.btn-block { width: 100%; justify-content: center; }

/* ── Footer ───────────────────────────────────────────────────── */
#footer {
  background: #071122;
  color: rgba(255,255,255,.7);
  padding: 4rem 0 1.5rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer-brand p {
  color: rgba(255,255,255,.55);
  font-size: .88rem;
  margin-top: .75rem;
  line-height: 1.7;
}

.footer-col h4 {
  color: #fff;
  font-size: .9rem;
  font-weight: 700;
  margin-bottom: 1.1rem;
  letter-spacing: .03em;
}
.footer-col ul { display: flex; flex-direction: column; gap: .6rem; }
.footer-col ul a {
  font-size: .85rem;
  color: rgba(255,255,255,.55);
  transition: color var(--transition);
}
.footer-col ul a:hover { color: var(--c-teal); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 1.5rem;
  font-size: .8rem;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-bottom a { color: var(--c-teal); font-weight: 600; }

@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-wrapper { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; }
  .steps-grid::before { display: none; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ── WhatsApp Flotante ────────────────────────────────────────── */
.fab-whatsapp {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 60px; height: 60px;
  border-radius: 50%;
  background: #25D366;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 24px rgba(37,211,102,.5);
  z-index: 9000;
  transition: transform var(--transition), box-shadow var(--transition);
}
.fab-whatsapp:hover {
  transform: scale(1.12);
  box-shadow: 0 8px 32px rgba(37,211,102,.6);
}
.fab-whatsapp svg { color: #fff; }

/* Pulso */
.fab-whatsapp::before {
  content: '';
  position: absolute;
  width: 100%; height: 100%;
  border-radius: 50%;
  background: rgba(37,211,102,.35);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%   { transform: scale(1); opacity: .8; }
  70%  { transform: scale(1.6); opacity: 0; }
  100% { transform: scale(1.6); opacity: 0; }
}

/* ── Animaciones de entrada ──────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .6s ease, transform .6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ── Scrollbar personalizada ─────────────────────────────────── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--c-bg); }
::-webkit-scrollbar-thumb {
  background: linear-gradient(var(--c-teal), var(--c-blue));
  border-radius: 3px;
}

/* ── Mensajes de feedback ────────────────────────────────────── */
.alert {
  padding: .85rem 1.25rem;
  border-radius: var(--radius-sm);
  font-size: .9rem;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: .5rem;
  margin-top: 1rem;
}
.alert-error   { background: #fdf2f3; color: var(--c-danger);  border: 1px solid #f5c6cb; }
.alert-success { background: #f0fdf4; color: var(--c-success); border: 1px solid #b7efc4; }